EMI Calculator
Lotus Emira EMI in Bangalore
Monthly installment, down payment, and city-specific stamp duty for Lotus Emira in Bangalore.
Your Loan Parameters
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10%60%
1 yr7 yrs
Ex-showroom
₹322.32 L
On-road (Bangalore)
₹354.87 L
Down payment
₹70,97,431
Loan amount
₹2,83,89,724
EMI by Lender
Best rate in green · Based on typical published rates
| Bank | Rate | EMI | Total Interest | Processing |
|---|---|---|---|---|
| HDFC Bank | 8.5% p.a. | ₹5,82,459/mo | ₹65,57,796 | ₹2,12,923 |
| ICICI Bank | 8.75% p.a. | ₹5,85,885/mo | ₹67,63,396 | ₹1,41,949 |
| SBIBest | 8.25% p.a. | ₹5,79,044/mo | ₹63,52,913 | ₹99,364 |
| Axis Bank | 8.9% p.a. | ₹5,87,947/mo | ₹68,87,101 | ₹2,83,897 |
| Kotak Bank | 8.6% p.a. | ₹5,83,828/mo | ₹66,39,950 | ₹2,12,923 |
Bangalore On-Road Breakup
- Ex-showroom₹322.32 L
- Registration + RTO₹16,11,587
- Insurance (1 yr)₹12,89,270
- Stamp duty (0.1%)₹32,232
- On-road Bangalore₹354.87 L
Total Repayment (5 yrs)
- Monthly EMI (best rate)₹5,79,044
- Total paid to bank₹3,47,42,637
- Interest paid₹63,52,913
- Total cost (incl. DP)₹4,18,40,068
FAQs — Lotus Emira EMI in Bangalore
What is the EMI for Lotus Emira in Bangalore?
With 20% down payment over 5 years at the best rate (8.25%), EMI is approximately ₹5,79,044/month.
Which bank offers the lowest car loan rate?
SBI has the lowest rate at 8.25% p.a. for EV loans. Rates vary based on credit score — confirm with each bank.
What is the down payment for Lotus Emira?
Most banks require 10-20% down. With 20% down in Bangalore, you'd pay ₹70,97,431 upfront.
Is the on-road price in Bangalore different from ex-showroom?
Yes. Bangalore on-road price includes RTO (~5%), insurance (~4%), and stamp duty (0.1%) — adding about 10% to ex-showroom.
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