EMI Calculator
Lotus Evija EMI in Chennai
Monthly installment, down payment, and city-specific stamp duty for Lotus Evija in Chennai.
Your Loan Parameters
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10%60%
1 yr7 yrs
Ex-showroom
₹4000.00 L
On-road (Chennai)
₹4420.00 L
Down payment
₹8,84,00,000
Loan amount
₹35,36,00,000
EMI by Lender
Best rate in green · Based on typical published rates
| Bank | Rate | EMI | Total Interest | Processing |
|---|---|---|---|---|
| HDFC Bank | 8.5% p.a. | ₹72,54,645/mo | ₹8,16,78,729 | ₹26,52,000 |
| ICICI Bank | 8.75% p.a. | ₹72,97,325/mo | ₹8,42,39,529 | ₹17,68,000 |
| SBIBest | 8.25% p.a. | ₹72,12,115/mo | ₹7,91,26,875 | ₹12,37,600 |
| Axis Bank | 8.9% p.a. | ₹73,23,005/mo | ₹8,57,80,299 | ₹35,36,000 |
| Kotak Bank | 8.6% p.a. | ₹72,71,700/mo | ₹8,27,01,976 | ₹26,52,000 |
Chennai On-Road Breakup
- Ex-showroom₹4000.00 L
- Registration + RTO₹2,00,00,000
- Insurance (1 yr)₹1,60,00,000
- Stamp duty (0.5%)₹20,00,000
- On-road Chennai₹4420.00 L
Total Repayment (5 yrs)
- Monthly EMI (best rate)₹72,12,115
- Total paid to bank₹43,27,26,875
- Interest paid₹7,91,26,875
- Total cost (incl. DP)₹52,11,26,875
FAQs — Lotus Evija EMI in Chennai
What is the EMI for Lotus Evija in Chennai?
With 20% down payment over 5 years at the best rate (8.25%), EMI is approximately ₹72,12,115/month.
Which bank offers the lowest car loan rate?
SBI has the lowest rate at 8.25% p.a. for EV loans. Rates vary based on credit score — confirm with each bank.
What is the down payment for Lotus Evija?
Most banks require 10-20% down. With 20% down in Chennai, you'd pay ₹8,84,00,000 upfront.
Is the on-road price in Chennai different from ex-showroom?
Yes. Chennai on-road price includes RTO (~5%), insurance (~4%), and stamp duty (0.5%) — adding about 10% to ex-showroom.
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