EMI Calculator
Lotus Evija EMI in Kolkata
Monthly installment, down payment, and city-specific stamp duty for Lotus Evija in Kolkata.
Your Loan Parameters
Adjust down payment and tenure to see EMIs update live
10%60%
1 yr7 yrs
Ex-showroom
₹4000.00 L
On-road (Kolkata)
₹4404.00 L
Down payment
₹8,80,80,000
Loan amount
₹35,23,20,000
EMI by Lender
Best rate in green · Based on typical published rates
| Bank | Rate | EMI | Total Interest | Processing |
|---|---|---|---|---|
| HDFC Bank | 8.5% p.a. | ₹72,28,384/mo | ₹8,13,83,059 | ₹26,42,400 |
| ICICI Bank | 8.75% p.a. | ₹72,70,910/mo | ₹8,39,34,590 | ₹17,61,600 |
| SBIBest | 8.25% p.a. | ₹71,86,007/mo | ₹7,88,40,443 | ₹12,33,120 |
| Axis Bank | 8.9% p.a. | ₹72,96,496/mo | ₹8,54,69,782 | ₹35,23,200 |
| Kotak Bank | 8.6% p.a. | ₹72,45,377/mo | ₹8,24,02,602 | ₹26,42,400 |
Kolkata On-Road Breakup
- Ex-showroom₹4000.00 L
- Registration + RTO₹2,00,00,000
- Insurance (1 yr)₹1,60,00,000
- Stamp duty (0.1%)₹4,00,000
- On-road Kolkata₹4404.00 L
Total Repayment (5 yrs)
- Monthly EMI (best rate)₹71,86,007
- Total paid to bank₹43,11,60,443
- Interest paid₹7,88,40,443
- Total cost (incl. DP)₹51,92,40,443
FAQs — Lotus Evija EMI in Kolkata
What is the EMI for Lotus Evija in Kolkata?
With 20% down payment over 5 years at the best rate (8.25%), EMI is approximately ₹71,86,007/month.
Which bank offers the lowest car loan rate?
SBI has the lowest rate at 8.25% p.a. for EV loans. Rates vary based on credit score — confirm with each bank.
What is the down payment for Lotus Evija?
Most banks require 10-20% down. With 20% down in Kolkata, you'd pay ₹8,80,80,000 upfront.
Is the on-road price in Kolkata different from ex-showroom?
Yes. Kolkata on-road price includes RTO (~5%), insurance (~4%), and stamp duty (0.1%) — adding about 10% to ex-showroom.
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