EMI Calculator
Lotus Evija EMI in Pune
Monthly installment, down payment, and city-specific stamp duty for Lotus Evija in Pune.

Your Loan Parameters
Adjust down payment and tenure to see EMIs update live
10%60%
1 yr7 yrs
Ex-showroom
₹4000.00 L
On-road (Pune)
₹4410.00 L
Down payment
₹8,82,00,000
Loan amount
₹35,28,00,000
EMI by Lender
Best rate in green · Based on typical published rates
| Bank | Rate | EMI | Total Interest | Processing |
|---|---|---|---|---|
| HDFC Bank | 8.5% p.a. | ₹72,38,232/mo | ₹8,14,93,935 | ₹26,46,000 |
| ICICI Bank | 8.75% p.a. | ₹72,80,816/mo | ₹8,40,48,942 | ₹17,64,000 |
| SBIBest | 8.25% p.a. | ₹71,95,798/mo | ₹7,89,47,855 | ₹12,34,800 |
| Axis Bank | 8.9% p.a. | ₹73,06,437/mo | ₹8,55,86,226 | ₹35,28,000 |
| Kotak Bank | 8.6% p.a. | ₹72,55,248/mo | ₹8,25,14,867 | ₹26,46,000 |
Pune On-Road Breakup
- Ex-showroom₹4000.00 L
- Registration + RTO₹2,00,00,000
- Insurance (1 yr)₹1,60,00,000
- Stamp duty (0.25%)₹10,00,000
- On-road Pune₹4410.00 L
Total Repayment (5 yrs)
- Monthly EMI (best rate)₹71,95,798
- Total paid to bank₹43,17,47,855
- Interest paid₹7,89,47,855
- Total cost (incl. DP)₹51,99,47,855
FAQs — Lotus Evija EMI in Pune
What is the EMI for Lotus Evija in Pune?
With 20% down payment over 5 years at the best rate (8.25%), EMI is approximately ₹71,95,798/month.
Which bank offers the lowest car loan rate?
SBI has the lowest rate at 8.25% p.a. for EV loans. Rates vary based on credit score — confirm with each bank.
What is the down payment for Lotus Evija?
Most banks require 10-20% down. With 20% down in Pune, you'd pay ₹8,82,00,000 upfront.
Is the on-road price in Pune different from ex-showroom?
Yes. Pune on-road price includes RTO (~5%), insurance (~4%), and stamp duty (0.25%) — adding about 10% to ex-showroom.
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