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    EMI Calculator

    Lotus Evija EMI in Pune

    Monthly installment, down payment, and city-specific stamp duty for Lotus Evija in Pune.

    Lotus Evija

    Your Loan Parameters

    Adjust down payment and tenure to see EMIs update live

    10%60%
    1 yr7 yrs
    Ex-showroom

    ₹4000.00 L

    On-road (Pune)

    ₹4410.00 L

    Down payment

    ₹8,82,00,000

    Loan amount

    ₹35,28,00,000

    EMI by Lender

    Best rate in green · Based on typical published rates

    BankRateEMITotal InterestProcessing
    HDFC Bank8.5% p.a.72,38,232/mo8,14,93,93526,46,000
    ICICI Bank8.75% p.a.72,80,816/mo8,40,48,94217,64,000
    SBIBest8.25% p.a.71,95,798/mo7,89,47,85512,34,800
    Axis Bank8.9% p.a.73,06,437/mo8,55,86,22635,28,000
    Kotak Bank8.6% p.a.72,55,248/mo8,25,14,86726,46,000

    Pune On-Road Breakup

    • Ex-showroom₹4000.00 L
    • Registration + RTO2,00,00,000
    • Insurance (1 yr)1,60,00,000
    • Stamp duty (0.25%)10,00,000
    • On-road Pune₹4410.00 L

    Total Repayment (5 yrs)

    • Monthly EMI (best rate)71,95,798
    • Total paid to bank43,17,47,855
    • Interest paid7,89,47,855
    • Total cost (incl. DP)51,99,47,855

    FAQs — Lotus Evija EMI in Pune

    What is the EMI for Lotus Evija in Pune?

    With 20% down payment over 5 years at the best rate (8.25%), EMI is approximately ₹71,95,798/month.

    Which bank offers the lowest car loan rate?

    SBI has the lowest rate at 8.25% p.a. for EV loans. Rates vary based on credit score — confirm with each bank.

    What is the down payment for Lotus Evija?

    Most banks require 10-20% down. With 20% down in Pune, you'd pay ₹8,82,00,000 upfront.

    Is the on-road price in Pune different from ex-showroom?

    Yes. Pune on-road price includes RTO (~5%), insurance (~4%), and stamp duty (0.25%) — adding about 10% to ex-showroom.

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    Lotus Lotus Evija EMI Calculator in Pune 2026 — Monthly Installment, Down Payment | MeraEV