EMI Calculator
Mahindra Vision X EMI in Surat
Monthly installment, down payment, and city-specific stamp duty for Mahindra Vision X in Surat.
Your Loan Parameters
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10%60%
1 yr7 yrs
Ex-showroom
₹11.00 L
On-road (Surat)
₹12.12 L
Down payment
₹2,42,440
Loan amount
₹9,69,760
EMI by Lender
Best rate in green · Based on typical published rates
| Bank | Rate | EMI | Total Interest | Processing |
|---|---|---|---|---|
| HDFC Bank | 8.5% p.a. | ₹19,896/mo | ₹2,24,007 | ₹7,273 |
| ICICI Bank | 8.75% p.a. | ₹20,013/mo | ₹2,31,030 | ₹4,849 |
| SBIBest | 8.25% p.a. | ₹19,779/mo | ₹2,17,008 | ₹3,394 |
| Axis Bank | 8.9% p.a. | ₹20,084/mo | ₹2,35,255 | ₹9,698 |
| Kotak Bank | 8.6% p.a. | ₹19,943/mo | ₹2,26,813 | ₹7,273 |
Surat On-Road Breakup
- Ex-showroom₹11.00 L
- Registration + RTO₹55,000
- Insurance (1 yr)₹44,000
- Stamp duty (0.2%)₹2,200
- On-road Surat₹12.12 L
Total Repayment (5 yrs)
- Monthly EMI (best rate)₹19,779
- Total paid to bank₹11,86,768
- Interest paid₹2,17,008
- Total cost (incl. DP)₹14,29,208
FAQs — Mahindra Vision X EMI in Surat
What is the EMI for Mahindra Vision X in Surat?
With 20% down payment over 5 years at the best rate (8.25%), EMI is approximately ₹19,779/month.
Which bank offers the lowest car loan rate?
SBI has the lowest rate at 8.25% p.a. for EV loans. Rates vary based on credit score — confirm with each bank.
What is the down payment for Mahindra Vision X?
Most banks require 10-20% down. With 20% down in Surat, you'd pay ₹2,42,440 upfront.
Is the on-road price in Surat different from ex-showroom?
Yes. Surat on-road price includes RTO (~5%), insurance (~4%), and stamp duty (0.2%) — adding about 10% to ex-showroom.
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