EMI Calculator
Mahindra XUV 3X0 EV EMI in Chennai
Monthly installment, down payment, and city-specific stamp duty for Mahindra XUV 3X0 EV in Chennai.
Your Loan Parameters
Adjust down payment and tenure to see EMIs update live
10%60%
1 yr7 yrs
Ex-showroom
₹13.89 L
On-road (Chennai)
₹15.35 L
Down payment
₹3,06,969
Loan amount
₹12,27,876
EMI by Lender
Best rate in green · Based on typical published rates
| Bank | Rate | EMI | Total Interest | Processing |
|---|---|---|---|---|
| HDFC Bank | 8.5% p.a. | ₹25,192/mo | ₹2,83,629 | ₹9,209 |
| ICICI Bank | 8.75% p.a. | ₹25,340/mo | ₹2,92,522 | ₹6,139 |
| SBIBest | 8.25% p.a. | ₹25,044/mo | ₹2,74,768 | ₹4,298 |
| Axis Bank | 8.9% p.a. | ₹25,429/mo | ₹2,97,872 | ₹12,279 |
| Kotak Bank | 8.6% p.a. | ₹25,251/mo | ₹2,87,183 | ₹9,209 |
Chennai On-Road Breakup
- Ex-showroom₹13.89 L
- Registration + RTO₹69,450
- Insurance (1 yr)₹55,560
- Stamp duty (0.5%)₹6,945
- On-road Chennai₹15.35 L
Total Repayment (5 yrs)
- Monthly EMI (best rate)₹25,044
- Total paid to bank₹15,02,644
- Interest paid₹2,74,768
- Total cost (incl. DP)₹18,09,613
FAQs — Mahindra XUV 3X0 EV EMI in Chennai
What is the EMI for Mahindra XUV 3X0 EV in Chennai?
With 20% down payment over 5 years at the best rate (8.25%), EMI is approximately ₹25,044/month.
Which bank offers the lowest car loan rate?
SBI has the lowest rate at 8.25% p.a. for EV loans. Rates vary based on credit score — confirm with each bank.
What is the down payment for Mahindra XUV 3X0 EV?
Most banks require 10-20% down. With 20% down in Chennai, you'd pay ₹3,06,969 upfront.
Is the on-road price in Chennai different from ex-showroom?
Yes. Chennai on-road price includes RTO (~5%), insurance (~4%), and stamp duty (0.5%) — adding about 10% to ex-showroom.
Get pre-approved loan offers
Share your details and we'll connect you with top lenders in Chennai.