EMI Calculator
Mahindra XUV 3X0 EV EMI in Kolkata
Monthly installment, down payment, and city-specific stamp duty for Mahindra XUV 3X0 EV in Kolkata.
Your Loan Parameters
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10%60%
1 yr7 yrs
Ex-showroom
₹13.89 L
On-road (Kolkata)
₹15.29 L
Down payment
₹3,05,858
Loan amount
₹12,23,431
EMI by Lender
Best rate in green · Based on typical published rates
| Bank | Rate | EMI | Total Interest | Processing |
|---|---|---|---|---|
| HDFC Bank | 8.5% p.a. | ₹25,101/mo | ₹2,82,603 | ₹9,176 |
| ICICI Bank | 8.75% p.a. | ₹25,248/mo | ₹2,91,463 | ₹6,117 |
| SBIBest | 8.25% p.a. | ₹24,953/mo | ₹2,73,773 | ₹4,282 |
| Axis Bank | 8.9% p.a. | ₹25,337/mo | ₹2,96,794 | ₹12,234 |
| Kotak Bank | 8.6% p.a. | ₹25,160/mo | ₹2,86,143 | ₹9,176 |
Kolkata On-Road Breakup
- Ex-showroom₹13.89 L
- Registration + RTO₹69,450
- Insurance (1 yr)₹55,560
- Stamp duty (0.1%)₹1,389
- On-road Kolkata₹15.29 L
Total Repayment (5 yrs)
- Monthly EMI (best rate)₹24,953
- Total paid to bank₹14,97,204
- Interest paid₹2,73,773
- Total cost (incl. DP)₹18,03,062
FAQs — Mahindra XUV 3X0 EV EMI in Kolkata
What is the EMI for Mahindra XUV 3X0 EV in Kolkata?
With 20% down payment over 5 years at the best rate (8.25%), EMI is approximately ₹24,953/month.
Which bank offers the lowest car loan rate?
SBI has the lowest rate at 8.25% p.a. for EV loans. Rates vary based on credit score — confirm with each bank.
What is the down payment for Mahindra XUV 3X0 EV?
Most banks require 10-20% down. With 20% down in Kolkata, you'd pay ₹3,05,858 upfront.
Is the on-road price in Kolkata different from ex-showroom?
Yes. Kolkata on-road price includes RTO (~5%), insurance (~4%), and stamp duty (0.1%) — adding about 10% to ex-showroom.
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