EMI Calculator
Mahindra XUV 400 Electric EMI in Chennai
Monthly installment, down payment, and city-specific stamp duty for Mahindra XUV 400 Electric in Chennai.
Your Loan Parameters
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10%60%
1 yr7 yrs
Ex-showroom
₹15.49 L
On-road (Chennai)
₹17.12 L
Down payment
₹3,42,329
Loan amount
₹13,69,316
EMI by Lender
Best rate in green · Based on typical published rates
| Bank | Rate | EMI | Total Interest | Processing |
|---|---|---|---|---|
| HDFC Bank | 8.5% p.a. | ₹28,094/mo | ₹3,16,301 | ₹10,270 |
| ICICI Bank | 8.75% p.a. | ₹28,259/mo | ₹3,26,218 | ₹6,847 |
| SBIBest | 8.25% p.a. | ₹27,929/mo | ₹3,06,419 | ₹4,793 |
| Axis Bank | 8.9% p.a. | ₹28,358/mo | ₹3,32,184 | ₹13,693 |
| Kotak Bank | 8.6% p.a. | ₹28,160/mo | ₹3,20,263 | ₹10,270 |
Chennai On-Road Breakup
- Ex-showroom₹15.49 L
- Registration + RTO₹77,450
- Insurance (1 yr)₹61,960
- Stamp duty (0.5%)₹7,745
- On-road Chennai₹17.12 L
Total Repayment (5 yrs)
- Monthly EMI (best rate)₹27,929
- Total paid to bank₹16,75,735
- Interest paid₹3,06,419
- Total cost (incl. DP)₹20,18,064
FAQs — Mahindra XUV 400 Electric EMI in Chennai
What is the EMI for Mahindra XUV 400 Electric in Chennai?
With 20% down payment over 5 years at the best rate (8.25%), EMI is approximately ₹27,929/month.
Which bank offers the lowest car loan rate?
SBI has the lowest rate at 8.25% p.a. for EV loans. Rates vary based on credit score — confirm with each bank.
What is the down payment for Mahindra XUV 400 Electric?
Most banks require 10-20% down. With 20% down in Chennai, you'd pay ₹3,42,329 upfront.
Is the on-road price in Chennai different from ex-showroom?
Yes. Chennai on-road price includes RTO (~5%), insurance (~4%), and stamp duty (0.5%) — adding about 10% to ex-showroom.
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