EMI Calculator
Mahindra Xuv400 Ev EMI in Ahmedabad
Monthly installment, down payment, and city-specific stamp duty for Mahindra Xuv400 Ev in Ahmedabad.

Your Loan Parameters
Adjust down payment and tenure to see EMIs update live
10%60%
1 yr7 yrs
Ex-showroom
₹15.49 L
On-road (Ahmedabad)
₹17.06 L
Down payment
₹3,41,245
Loan amount
₹13,64,979
EMI by Lender
Best rate in green · Based on typical published rates
| Bank | Rate | EMI | Total Interest | Processing |
|---|---|---|---|---|
| HDFC Bank | 8.5% p.a. | ₹28,005/mo | ₹3,15,299 | ₹10,237 |
| ICICI Bank | 8.75% p.a. | ₹28,169/mo | ₹3,25,184 | ₹6,825 |
| SBIBest | 8.25% p.a. | ₹27,840/mo | ₹3,05,448 | ₹4,777 |
| Axis Bank | 8.9% p.a. | ₹28,269/mo | ₹3,31,132 | ₹13,650 |
| Kotak Bank | 8.6% p.a. | ₹28,070/mo | ₹3,19,249 | ₹10,237 |
Ahmedabad On-Road Breakup
- Ex-showroom₹15.49 L
- Registration + RTO₹77,450
- Insurance (1 yr)₹61,960
- Stamp duty (0.15%)₹2,324
- On-road Ahmedabad₹17.06 L
Total Repayment (5 yrs)
- Monthly EMI (best rate)₹27,840
- Total paid to bank₹16,70,427
- Interest paid₹3,05,448
- Total cost (incl. DP)₹20,11,672
FAQs — Mahindra Xuv400 Ev EMI in Ahmedabad
What is the EMI for Mahindra Xuv400 Ev in Ahmedabad?
With 20% down payment over 5 years at the best rate (8.25%), EMI is approximately ₹27,840/month.
Which bank offers the lowest car loan rate?
SBI has the lowest rate at 8.25% p.a. for EV loans. Rates vary based on credit score — confirm with each bank.
What is the down payment for Mahindra Xuv400 Ev?
Most banks require 10-20% down. With 20% down in Ahmedabad, you'd pay ₹3,41,245 upfront.
Is the on-road price in Ahmedabad different from ex-showroom?
Yes. Ahmedabad on-road price includes RTO (~5%), insurance (~4%), and stamp duty (0.15%) — adding about 10% to ex-showroom.
Get pre-approved loan offers
Share your details and we'll connect you with top lenders in Ahmedabad.