EMI Calculator
MG Comet EV EMI in Surat
Monthly installment, down payment, and city-specific stamp duty for MG Comet EV in Surat.
Your Loan Parameters
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10%60%
1 yr7 yrs
Ex-showroom
₹7.50 L
On-road (Surat)
₹8.26 L
Down payment
₹1,65,256
Loan amount
₹6,61,024
EMI by Lender
Best rate in green · Based on typical published rates
| Bank | Rate | EMI | Total Interest | Processing |
|---|---|---|---|---|
| HDFC Bank | 8.5% p.a. | ₹13,562/mo | ₹1,52,691 | ₹4,958 |
| ICICI Bank | 8.75% p.a. | ₹13,642/mo | ₹1,57,478 | ₹3,305 |
| SBIBest | 8.25% p.a. | ₹13,482/mo | ₹1,47,921 | ₹2,314 |
| Axis Bank | 8.9% p.a. | ₹13,690/mo | ₹1,60,359 | ₹6,610 |
| Kotak Bank | 8.6% p.a. | ₹13,594/mo | ₹1,54,604 | ₹4,958 |
Surat On-Road Breakup
- Ex-showroom₹7.50 L
- Registration + RTO₹37,490
- Insurance (1 yr)₹29,992
- Stamp duty (0.2%)₹1,500
- On-road Surat₹8.26 L
Total Repayment (5 yrs)
- Monthly EMI (best rate)₹13,482
- Total paid to bank₹8,08,945
- Interest paid₹1,47,921
- Total cost (incl. DP)₹9,74,201
FAQs — MG Comet EV EMI in Surat
What is the EMI for MG Comet EV in Surat?
With 20% down payment over 5 years at the best rate (8.25%), EMI is approximately ₹13,482/month.
Which bank offers the lowest car loan rate?
SBI has the lowest rate at 8.25% p.a. for EV loans. Rates vary based on credit score — confirm with each bank.
What is the down payment for MG Comet EV?
Most banks require 10-20% down. With 20% down in Surat, you'd pay ₹1,65,256 upfront.
Is the on-road price in Surat different from ex-showroom?
Yes. Surat on-road price includes RTO (~5%), insurance (~4%), and stamp duty (0.2%) — adding about 10% to ex-showroom.
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