EMI Calculator
Mg Cyberster EMI in Chennai
Monthly installment, down payment, and city-specific stamp duty for Mg Cyberster in Chennai.
Your Loan Parameters
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10%60%
1 yr7 yrs
Ex-showroom
₹75.00 L
On-road (Chennai)
₹82.87 L
Down payment
₹16,57,456
Loan amount
₹66,29,824
EMI by Lender
Best rate in green · Based on typical published rates
| Bank | Rate | EMI | Total Interest | Processing |
|---|---|---|---|---|
| HDFC Bank | 8.5% p.a. | ₹1,36,021/mo | ₹15,31,436 | ₹49,724 |
| ICICI Bank | 8.75% p.a. | ₹1,36,821/mo | ₹15,79,449 | ₹33,149 |
| SBIBest | 8.25% p.a. | ₹1,35,224/mo | ₹14,83,590 | ₹23,204 |
| Axis Bank | 8.9% p.a. | ₹1,37,303/mo | ₹16,08,338 | ₹66,298 |
| Kotak Bank | 8.6% p.a. | ₹1,36,341/mo | ₹15,50,621 | ₹49,724 |
Chennai On-Road Breakup
- Ex-showroom₹75.00 L
- Registration + RTO₹3,74,990
- Insurance (1 yr)₹2,99,992
- Stamp duty (0.5%)₹37,499
- On-road Chennai₹82.87 L
Total Repayment (5 yrs)
- Monthly EMI (best rate)₹1,35,224
- Total paid to bank₹81,13,414
- Interest paid₹14,83,590
- Total cost (incl. DP)₹97,70,870
FAQs — Mg Cyberster EMI in Chennai
What is the EMI for Mg Cyberster in Chennai?
With 20% down payment over 5 years at the best rate (8.25%), EMI is approximately ₹1,35,224/month.
Which bank offers the lowest car loan rate?
SBI has the lowest rate at 8.25% p.a. for EV loans. Rates vary based on credit score — confirm with each bank.
What is the down payment for Mg Cyberster?
Most banks require 10-20% down. With 20% down in Chennai, you'd pay ₹16,57,456 upfront.
Is the on-road price in Chennai different from ex-showroom?
Yes. Chennai on-road price includes RTO (~5%), insurance (~4%), and stamp duty (0.5%) — adding about 10% to ex-showroom.
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