EMI Calculator
MG S5 EMI in Chennai
Monthly installment, down payment, and city-specific stamp duty for MG S5 in Chennai.
Your Loan Parameters
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10%60%
1 yr7 yrs
Ex-showroom
₹27.00 L
On-road (Chennai)
₹29.84 L
Down payment
₹5,96,700
Loan amount
₹23,86,800
EMI by Lender
Best rate in green · Based on typical published rates
| Bank | Rate | EMI | Total Interest | Processing |
|---|---|---|---|---|
| HDFC Bank | 8.5% p.a. | ₹48,969/mo | ₹5,51,331 | ₹17,901 |
| ICICI Bank | 8.75% p.a. | ₹49,257/mo | ₹5,68,617 | ₹11,934 |
| SBIBest | 8.25% p.a. | ₹48,682/mo | ₹5,34,106 | ₹8,354 |
| Axis Bank | 8.9% p.a. | ₹49,430/mo | ₹5,79,017 | ₹23,868 |
| Kotak Bank | 8.6% p.a. | ₹49,084/mo | ₹5,58,238 | ₹17,901 |
Chennai On-Road Breakup
- Ex-showroom₹27.00 L
- Registration + RTO₹1,35,000
- Insurance (1 yr)₹1,08,000
- Stamp duty (0.5%)₹13,500
- On-road Chennai₹29.84 L
Total Repayment (5 yrs)
- Monthly EMI (best rate)₹48,682
- Total paid to bank₹29,20,906
- Interest paid₹5,34,106
- Total cost (incl. DP)₹35,17,606
FAQs — MG S5 EMI in Chennai
What is the EMI for MG S5 in Chennai?
With 20% down payment over 5 years at the best rate (8.25%), EMI is approximately ₹48,682/month.
Which bank offers the lowest car loan rate?
SBI has the lowest rate at 8.25% p.a. for EV loans. Rates vary based on credit score — confirm with each bank.
What is the down payment for MG S5?
Most banks require 10-20% down. With 20% down in Chennai, you'd pay ₹5,96,700 upfront.
Is the on-road price in Chennai different from ex-showroom?
Yes. Chennai on-road price includes RTO (~5%), insurance (~4%), and stamp duty (0.5%) — adding about 10% to ex-showroom.
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