EMI Calculator
Pravaig Defy EMI in Chennai
Monthly installment, down payment, and city-specific stamp duty for Pravaig Defy in Chennai.
Your Loan Parameters
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10%60%
1 yr7 yrs
Ex-showroom
₹39.50 L
On-road (Chennai)
₹43.65 L
Down payment
₹8,72,950
Loan amount
₹34,91,800
EMI by Lender
Best rate in green · Based on typical published rates
| Bank | Rate | EMI | Total Interest | Processing |
|---|---|---|---|---|
| HDFC Bank | 8.5% p.a. | ₹71,640/mo | ₹8,06,577 | ₹26,189 |
| ICICI Bank | 8.75% p.a. | ₹72,061/mo | ₹8,31,865 | ₹17,459 |
| SBIBest | 8.25% p.a. | ₹71,220/mo | ₹7,81,378 | ₹12,221 |
| Axis Bank | 8.9% p.a. | ₹72,315/mo | ₹8,47,080 | ₹34,918 |
| Kotak Bank | 8.6% p.a. | ₹71,808/mo | ₹8,16,682 | ₹26,189 |
Chennai On-Road Breakup
- Ex-showroom₹39.50 L
- Registration + RTO₹1,97,500
- Insurance (1 yr)₹1,58,000
- Stamp duty (0.5%)₹19,750
- On-road Chennai₹43.65 L
Total Repayment (5 yrs)
- Monthly EMI (best rate)₹71,220
- Total paid to bank₹42,73,178
- Interest paid₹7,81,378
- Total cost (incl. DP)₹51,46,128
FAQs — Pravaig Defy EMI in Chennai
What is the EMI for Pravaig Defy in Chennai?
With 20% down payment over 5 years at the best rate (8.25%), EMI is approximately ₹71,220/month.
Which bank offers the lowest car loan rate?
SBI has the lowest rate at 8.25% p.a. for EV loans. Rates vary based on credit score — confirm with each bank.
What is the down payment for Pravaig Defy?
Most banks require 10-20% down. With 20% down in Chennai, you'd pay ₹8,72,950 upfront.
Is the on-road price in Chennai different from ex-showroom?
Yes. Chennai on-road price includes RTO (~5%), insurance (~4%), and stamp duty (0.5%) — adding about 10% to ex-showroom.
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