EMI Calculator
Pravaig Defy EMI in Kolkata
Monthly installment, down payment, and city-specific stamp duty for Pravaig Defy in Kolkata.
Your Loan Parameters
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10%60%
1 yr7 yrs
Ex-showroom
₹39.50 L
On-road (Kolkata)
₹43.49 L
Down payment
₹8,69,790
Loan amount
₹34,79,160
EMI by Lender
Best rate in green · Based on typical published rates
| Bank | Rate | EMI | Total Interest | Processing |
|---|---|---|---|---|
| HDFC Bank | 8.5% p.a. | ₹71,380/mo | ₹8,03,658 | ₹26,094 |
| ICICI Bank | 8.75% p.a. | ₹71,800/mo | ₹8,28,854 | ₹17,396 |
| SBIBest | 8.25% p.a. | ₹70,962/mo | ₹7,78,549 | ₹12,177 |
| Axis Bank | 8.9% p.a. | ₹72,053/mo | ₹8,44,014 | ₹34,792 |
| Kotak Bank | 8.6% p.a. | ₹71,548/mo | ₹8,13,726 | ₹26,094 |
Kolkata On-Road Breakup
- Ex-showroom₹39.50 L
- Registration + RTO₹1,97,500
- Insurance (1 yr)₹1,58,000
- Stamp duty (0.1%)₹3,950
- On-road Kolkata₹43.49 L
Total Repayment (5 yrs)
- Monthly EMI (best rate)₹70,962
- Total paid to bank₹42,57,709
- Interest paid₹7,78,549
- Total cost (incl. DP)₹51,27,499
FAQs — Pravaig Defy EMI in Kolkata
What is the EMI for Pravaig Defy in Kolkata?
With 20% down payment over 5 years at the best rate (8.25%), EMI is approximately ₹70,962/month.
Which bank offers the lowest car loan rate?
SBI has the lowest rate at 8.25% p.a. for EV loans. Rates vary based on credit score — confirm with each bank.
What is the down payment for Pravaig Defy?
Most banks require 10-20% down. With 20% down in Kolkata, you'd pay ₹8,69,790 upfront.
Is the on-road price in Kolkata different from ex-showroom?
Yes. Kolkata on-road price includes RTO (~5%), insurance (~4%), and stamp duty (0.1%) — adding about 10% to ex-showroom.
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