EMI Calculator
Skoda Elroq EMI in Pune
Monthly installment, down payment, and city-specific stamp duty for Skoda Elroq in Pune.
Your Loan Parameters
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10%60%
1 yr7 yrs
Ex-showroom
₹22.00 L
On-road (Pune)
₹24.25 L
Down payment
₹4,85,100
Loan amount
₹19,40,400
EMI by Lender
Best rate in green · Based on typical published rates
| Bank | Rate | EMI | Total Interest | Processing |
|---|---|---|---|---|
| HDFC Bank | 8.5% p.a. | ₹39,810/mo | ₹4,48,217 | ₹14,553 |
| ICICI Bank | 8.75% p.a. | ₹40,044/mo | ₹4,62,269 | ₹9,702 |
| SBIBest | 8.25% p.a. | ₹39,577/mo | ₹4,34,213 | ₹6,791 |
| Axis Bank | 8.9% p.a. | ₹40,185/mo | ₹4,70,724 | ₹19,404 |
| Kotak Bank | 8.6% p.a. | ₹39,904/mo | ₹4,53,832 | ₹14,553 |
Pune On-Road Breakup
- Ex-showroom₹22.00 L
- Registration + RTO₹1,10,000
- Insurance (1 yr)₹88,000
- Stamp duty (0.25%)₹5,500
- On-road Pune₹24.25 L
Total Repayment (5 yrs)
- Monthly EMI (best rate)₹39,577
- Total paid to bank₹23,74,613
- Interest paid₹4,34,213
- Total cost (incl. DP)₹28,59,713
FAQs — Skoda Elroq EMI in Pune
What is the EMI for Skoda Elroq in Pune?
With 20% down payment over 5 years at the best rate (8.25%), EMI is approximately ₹39,577/month.
Which bank offers the lowest car loan rate?
SBI has the lowest rate at 8.25% p.a. for EV loans. Rates vary based on credit score — confirm with each bank.
What is the down payment for Skoda Elroq?
Most banks require 10-20% down. With 20% down in Pune, you'd pay ₹4,85,100 upfront.
Is the on-road price in Pune different from ex-showroom?
Yes. Pune on-road price includes RTO (~5%), insurance (~4%), and stamp duty (0.25%) — adding about 10% to ex-showroom.
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