EMI Calculator
Tata Sierra EV EMI in Chennai
Monthly installment, down payment, and city-specific stamp duty for Tata Sierra EV in Chennai.
Your Loan Parameters
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10%60%
1 yr7 yrs
Ex-showroom
₹20.00 L
On-road (Chennai)
₹22.10 L
Down payment
₹4,42,000
Loan amount
₹17,68,000
EMI by Lender
Best rate in green · Based on typical published rates
| Bank | Rate | EMI | Total Interest | Processing |
|---|---|---|---|---|
| HDFC Bank | 8.5% p.a. | ₹36,273/mo | ₹4,08,394 | ₹13,260 |
| ICICI Bank | 8.75% p.a. | ₹36,487/mo | ₹4,21,198 | ₹8,840 |
| SBIBest | 8.25% p.a. | ₹36,061/mo | ₹3,95,634 | ₹6,188 |
| Axis Bank | 8.9% p.a. | ₹36,615/mo | ₹4,28,901 | ₹17,680 |
| Kotak Bank | 8.6% p.a. | ₹36,358/mo | ₹4,13,510 | ₹13,260 |
Chennai On-Road Breakup
- Ex-showroom₹20.00 L
- Registration + RTO₹1,00,000
- Insurance (1 yr)₹80,000
- Stamp duty (0.5%)₹10,000
- On-road Chennai₹22.10 L
Total Repayment (5 yrs)
- Monthly EMI (best rate)₹36,061
- Total paid to bank₹21,63,634
- Interest paid₹3,95,634
- Total cost (incl. DP)₹26,05,634
FAQs — Tata Sierra EV EMI in Chennai
What is the EMI for Tata Sierra EV in Chennai?
With 20% down payment over 5 years at the best rate (8.25%), EMI is approximately ₹36,061/month.
Which bank offers the lowest car loan rate?
SBI has the lowest rate at 8.25% p.a. for EV loans. Rates vary based on credit score — confirm with each bank.
What is the down payment for Tata Sierra EV?
Most banks require 10-20% down. With 20% down in Chennai, you'd pay ₹4,42,000 upfront.
Is the on-road price in Chennai different from ex-showroom?
Yes. Chennai on-road price includes RTO (~5%), insurance (~4%), and stamp duty (0.5%) — adding about 10% to ex-showroom.
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