EMI Calculator
Tata Altroz EV EMI in Chennai
Monthly installment, down payment, and city-specific stamp duty for Tata Altroz EV in Chennai.
Your Loan Parameters
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10%60%
1 yr7 yrs
Ex-showroom
₹150.00 L
On-road (Chennai)
₹165.75 L
Down payment
₹33,15,000
Loan amount
₹1,32,60,000
EMI by Lender
Best rate in green · Based on typical published rates
| Bank | Rate | EMI | Total Interest | Processing |
|---|---|---|---|---|
| HDFC Bank | 8.5% p.a. | ₹2,72,049/mo | ₹30,62,952 | ₹99,450 |
| ICICI Bank | 8.75% p.a. | ₹2,73,650/mo | ₹31,58,982 | ₹66,300 |
| SBIBest | 8.25% p.a. | ₹2,70,454/mo | ₹29,67,258 | ₹46,410 |
| Axis Bank | 8.9% p.a. | ₹2,74,613/mo | ₹32,16,761 | ₹1,32,600 |
| Kotak Bank | 8.6% p.a. | ₹2,72,689/mo | ₹31,01,324 | ₹99,450 |
Chennai On-Road Breakup
- Ex-showroom₹150.00 L
- Registration + RTO₹7,50,000
- Insurance (1 yr)₹6,00,000
- Stamp duty (0.5%)₹75,000
- On-road Chennai₹165.75 L
Total Repayment (5 yrs)
- Monthly EMI (best rate)₹2,70,454
- Total paid to bank₹1,62,27,258
- Interest paid₹29,67,258
- Total cost (incl. DP)₹1,95,42,258
FAQs — Tata Altroz EV EMI in Chennai
What is the EMI for Tata Altroz EV in Chennai?
With 20% down payment over 5 years at the best rate (8.25%), EMI is approximately ₹2,70,454/month.
Which bank offers the lowest car loan rate?
SBI has the lowest rate at 8.25% p.a. for EV loans. Rates vary based on credit score — confirm with each bank.
What is the down payment for Tata Altroz EV?
Most banks require 10-20% down. With 20% down in Chennai, you'd pay ₹33,15,000 upfront.
Is the on-road price in Chennai different from ex-showroom?
Yes. Chennai on-road price includes RTO (~5%), insurance (~4%), and stamp duty (0.5%) — adding about 10% to ex-showroom.
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