EMI Calculator
Tata Avinya EV EMI in Chennai
Monthly installment, down payment, and city-specific stamp duty for Tata Avinya EV in Chennai.
Your Loan Parameters
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10%60%
1 yr7 yrs
Ex-showroom
₹15.00 L
On-road (Chennai)
₹16.57 L
Down payment
₹3,31,500
Loan amount
₹13,26,000
EMI by Lender
Best rate in green · Based on typical published rates
| Bank | Rate | EMI | Total Interest | Processing |
|---|---|---|---|---|
| HDFC Bank | 8.5% p.a. | ₹27,205/mo | ₹3,06,295 | ₹9,945 |
| ICICI Bank | 8.75% p.a. | ₹27,365/mo | ₹3,15,898 | ₹6,630 |
| SBIBest | 8.25% p.a. | ₹27,045/mo | ₹2,96,726 | ₹4,641 |
| Axis Bank | 8.9% p.a. | ₹27,461/mo | ₹3,21,676 | ₹13,260 |
| Kotak Bank | 8.6% p.a. | ₹27,269/mo | ₹3,10,132 | ₹9,945 |
Chennai On-Road Breakup
- Ex-showroom₹15.00 L
- Registration + RTO₹75,000
- Insurance (1 yr)₹60,000
- Stamp duty (0.5%)₹7,500
- On-road Chennai₹16.57 L
Total Repayment (5 yrs)
- Monthly EMI (best rate)₹27,045
- Total paid to bank₹16,22,726
- Interest paid₹2,96,726
- Total cost (incl. DP)₹19,54,226
FAQs — Tata Avinya EV EMI in Chennai
What is the EMI for Tata Avinya EV in Chennai?
With 20% down payment over 5 years at the best rate (8.25%), EMI is approximately ₹27,045/month.
Which bank offers the lowest car loan rate?
SBI has the lowest rate at 8.25% p.a. for EV loans. Rates vary based on credit score — confirm with each bank.
What is the down payment for Tata Avinya EV?
Most banks require 10-20% down. With 20% down in Chennai, you'd pay ₹3,31,500 upfront.
Is the on-road price in Chennai different from ex-showroom?
Yes. Chennai on-road price includes RTO (~5%), insurance (~4%), and stamp duty (0.5%) — adding about 10% to ex-showroom.
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