EMI Calculator
Tata Avinya EV EMI in Kolkata
Monthly installment, down payment, and city-specific stamp duty for Tata Avinya EV in Kolkata.
Your Loan Parameters
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10%60%
1 yr7 yrs
Ex-showroom
₹15.00 L
On-road (Kolkata)
₹16.52 L
Down payment
₹3,30,300
Loan amount
₹13,21,200
EMI by Lender
Best rate in green · Based on typical published rates
| Bank | Rate | EMI | Total Interest | Processing |
|---|---|---|---|---|
| HDFC Bank | 8.5% p.a. | ₹27,106/mo | ₹3,05,186 | ₹9,909 |
| ICICI Bank | 8.75% p.a. | ₹27,266/mo | ₹3,14,755 | ₹6,606 |
| SBIBest | 8.25% p.a. | ₹26,948/mo | ₹2,95,652 | ₹4,624 |
| Axis Bank | 8.9% p.a. | ₹27,362/mo | ₹3,20,512 | ₹13,212 |
| Kotak Bank | 8.6% p.a. | ₹27,170/mo | ₹3,09,010 | ₹9,909 |
Kolkata On-Road Breakup
- Ex-showroom₹15.00 L
- Registration + RTO₹75,000
- Insurance (1 yr)₹60,000
- Stamp duty (0.1%)₹1,500
- On-road Kolkata₹16.52 L
Total Repayment (5 yrs)
- Monthly EMI (best rate)₹26,948
- Total paid to bank₹16,16,852
- Interest paid₹2,95,652
- Total cost (incl. DP)₹19,47,152
FAQs — Tata Avinya EV EMI in Kolkata
What is the EMI for Tata Avinya EV in Kolkata?
With 20% down payment over 5 years at the best rate (8.25%), EMI is approximately ₹26,948/month.
Which bank offers the lowest car loan rate?
SBI has the lowest rate at 8.25% p.a. for EV loans. Rates vary based on credit score — confirm with each bank.
What is the down payment for Tata Avinya EV?
Most banks require 10-20% down. With 20% down in Kolkata, you'd pay ₹3,30,300 upfront.
Is the on-road price in Kolkata different from ex-showroom?
Yes. Kolkata on-road price includes RTO (~5%), insurance (~4%), and stamp duty (0.1%) — adding about 10% to ex-showroom.
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