EMI Calculator
Tata Avinya EV EMI in Surat
Monthly installment, down payment, and city-specific stamp duty for Tata Avinya EV in Surat.
Your Loan Parameters
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10%60%
1 yr7 yrs
Ex-showroom
₹15.00 L
On-road (Surat)
₹16.53 L
Down payment
₹3,30,600
Loan amount
₹13,22,400
EMI by Lender
Best rate in green · Based on typical published rates
| Bank | Rate | EMI | Total Interest | Processing |
|---|---|---|---|---|
| HDFC Bank | 8.5% p.a. | ₹27,131/mo | ₹3,05,464 | ₹9,918 |
| ICICI Bank | 8.75% p.a. | ₹27,291/mo | ₹3,15,041 | ₹6,612 |
| SBIBest | 8.25% p.a. | ₹26,972/mo | ₹2,95,920 | ₹4,628 |
| Axis Bank | 8.9% p.a. | ₹27,387/mo | ₹3,20,803 | ₹13,224 |
| Kotak Bank | 8.6% p.a. | ₹27,195/mo | ₹3,09,290 | ₹9,918 |
Surat On-Road Breakup
- Ex-showroom₹15.00 L
- Registration + RTO₹75,000
- Insurance (1 yr)₹60,000
- Stamp duty (0.2%)₹3,000
- On-road Surat₹16.53 L
Total Repayment (5 yrs)
- Monthly EMI (best rate)₹26,972
- Total paid to bank₹16,18,320
- Interest paid₹2,95,920
- Total cost (incl. DP)₹19,48,920
FAQs — Tata Avinya EV EMI in Surat
What is the EMI for Tata Avinya EV in Surat?
With 20% down payment over 5 years at the best rate (8.25%), EMI is approximately ₹26,972/month.
Which bank offers the lowest car loan rate?
SBI has the lowest rate at 8.25% p.a. for EV loans. Rates vary based on credit score — confirm with each bank.
What is the down payment for Tata Avinya EV?
Most banks require 10-20% down. With 20% down in Surat, you'd pay ₹3,30,600 upfront.
Is the on-road price in Surat different from ex-showroom?
Yes. Surat on-road price includes RTO (~5%), insurance (~4%), and stamp duty (0.2%) — adding about 10% to ex-showroom.
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