EMI Calculator
Tata Harrier Ev EMI in Surat
Monthly installment, down payment, and city-specific stamp duty for Tata Harrier Ev in Surat.
Your Loan Parameters
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10%60%
1 yr7 yrs
Ex-showroom
₹21.49 L
On-road (Surat)
₹23.68 L
Down payment
₹4,73,640
Loan amount
₹18,94,558
EMI by Lender
Best rate in green · Based on typical published rates
| Bank | Rate | EMI | Total Interest | Processing |
|---|---|---|---|---|
| HDFC Bank | 8.5% p.a. | ₹38,870/mo | ₹4,37,628 | ₹14,209 |
| ICICI Bank | 8.75% p.a. | ₹39,098/mo | ₹4,51,348 | ₹9,473 |
| SBIBest | 8.25% p.a. | ₹38,642/mo | ₹4,23,955 | ₹6,631 |
| Axis Bank | 8.9% p.a. | ₹39,236/mo | ₹4,59,603 | ₹18,946 |
| Kotak Bank | 8.6% p.a. | ₹38,961/mo | ₹4,43,110 | ₹14,209 |
Surat On-Road Breakup
- Ex-showroom₹21.49 L
- Registration + RTO₹1,07,450
- Insurance (1 yr)₹85,960
- Stamp duty (0.2%)₹4,298
- On-road Surat₹23.68 L
Total Repayment (5 yrs)
- Monthly EMI (best rate)₹38,642
- Total paid to bank₹23,18,513
- Interest paid₹4,23,955
- Total cost (incl. DP)₹27,92,153
FAQs — Tata Harrier Ev EMI in Surat
What is the EMI for Tata Harrier Ev in Surat?
With 20% down payment over 5 years at the best rate (8.25%), EMI is approximately ₹38,642/month.
Which bank offers the lowest car loan rate?
SBI has the lowest rate at 8.25% p.a. for EV loans. Rates vary based on credit score — confirm with each bank.
What is the down payment for Tata Harrier Ev?
Most banks require 10-20% down. With 20% down in Surat, you'd pay ₹4,73,640 upfront.
Is the on-road price in Surat different from ex-showroom?
Yes. Surat on-road price includes RTO (~5%), insurance (~4%), and stamp duty (0.2%) — adding about 10% to ex-showroom.
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