EMI Calculator
Tata Punch EV Facelift EMI in Kolkata
Monthly installment, down payment, and city-specific stamp duty for Tata Punch EV Facelift in Kolkata.
Your Loan Parameters
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10%60%
1 yr7 yrs
Ex-showroom
₹11.00 L
On-road (Kolkata)
₹12.11 L
Down payment
₹2,42,220
Loan amount
₹9,68,880
EMI by Lender
Best rate in green · Based on typical published rates
| Bank | Rate | EMI | Total Interest | Processing |
|---|---|---|---|---|
| HDFC Bank | 8.5% p.a. | ₹19,878/mo | ₹2,23,803 | ₹7,267 |
| ICICI Bank | 8.75% p.a. | ₹19,995/mo | ₹2,30,820 | ₹4,844 |
| SBIBest | 8.25% p.a. | ₹19,762/mo | ₹2,16,811 | ₹3,391 |
| Axis Bank | 8.9% p.a. | ₹20,065/mo | ₹2,35,042 | ₹9,689 |
| Kotak Bank | 8.6% p.a. | ₹19,925/mo | ₹2,26,607 | ₹7,267 |
Kolkata On-Road Breakup
- Ex-showroom₹11.00 L
- Registration + RTO₹55,000
- Insurance (1 yr)₹44,000
- Stamp duty (0.1%)₹1,100
- On-road Kolkata₹12.11 L
Total Repayment (5 yrs)
- Monthly EMI (best rate)₹19,762
- Total paid to bank₹11,85,691
- Interest paid₹2,16,811
- Total cost (incl. DP)₹14,27,911
FAQs — Tata Punch EV Facelift EMI in Kolkata
What is the EMI for Tata Punch EV Facelift in Kolkata?
With 20% down payment over 5 years at the best rate (8.25%), EMI is approximately ₹19,762/month.
Which bank offers the lowest car loan rate?
SBI has the lowest rate at 8.25% p.a. for EV loans. Rates vary based on credit score — confirm with each bank.
What is the down payment for Tata Punch EV Facelift?
Most banks require 10-20% down. With 20% down in Kolkata, you'd pay ₹2,42,220 upfront.
Is the on-road price in Kolkata different from ex-showroom?
Yes. Kolkata on-road price includes RTO (~5%), insurance (~4%), and stamp duty (0.1%) — adding about 10% to ex-showroom.
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