EMI Calculator
Tata Punch Ev EMI in Chennai
Monthly installment, down payment, and city-specific stamp duty for Tata Punch Ev in Chennai.
Your Loan Parameters
Adjust down payment and tenure to see EMIs update live
10%60%
1 yr7 yrs
Ex-showroom
₹9.99 L
On-road (Chennai)
₹11.04 L
Down payment
₹2,20,779
Loan amount
₹8,83,116
EMI by Lender
Best rate in green · Based on typical published rates
| Bank | Rate | EMI | Total Interest | Processing |
|---|---|---|---|---|
| HDFC Bank | 8.5% p.a. | ₹18,118/mo | ₹2,03,993 | ₹6,623 |
| ICICI Bank | 8.75% p.a. | ₹18,225/mo | ₹2,10,388 | ₹4,416 |
| SBIBest | 8.25% p.a. | ₹18,012/mo | ₹1,97,619 | ₹3,091 |
| Axis Bank | 8.9% p.a. | ₹18,289/mo | ₹2,14,236 | ₹8,831 |
| Kotak Bank | 8.6% p.a. | ₹18,161/mo | ₹2,06,548 | ₹6,623 |
Chennai On-Road Breakup
- Ex-showroom₹9.99 L
- Registration + RTO₹49,950
- Insurance (1 yr)₹39,960
- Stamp duty (0.5%)₹4,995
- On-road Chennai₹11.04 L
Total Repayment (5 yrs)
- Monthly EMI (best rate)₹18,012
- Total paid to bank₹10,80,735
- Interest paid₹1,97,619
- Total cost (incl. DP)₹13,01,514
FAQs — Tata Punch Ev EMI in Chennai
What is the EMI for Tata Punch Ev in Chennai?
With 20% down payment over 5 years at the best rate (8.25%), EMI is approximately ₹18,012/month.
Which bank offers the lowest car loan rate?
SBI has the lowest rate at 8.25% p.a. for EV loans. Rates vary based on credit score — confirm with each bank.
What is the down payment for Tata Punch Ev?
Most banks require 10-20% down. With 20% down in Chennai, you'd pay ₹2,20,779 upfront.
Is the on-road price in Chennai different from ex-showroom?
Yes. Chennai on-road price includes RTO (~5%), insurance (~4%), and stamp duty (0.5%) — adding about 10% to ex-showroom.
Get pre-approved loan offers
Share your details and we'll connect you with top lenders in Chennai.