EMI Calculator
Tesla Model Y EMI in Chennai
Monthly installment, down payment, and city-specific stamp duty for Tesla Model Y in Chennai.

Your Loan Parameters
Adjust down payment and tenure to see EMIs update live
10%60%
1 yr7 yrs
Ex-showroom
₹59.89 L
On-road (Chennai)
₹66.18 L
Down payment
₹13,23,569
Loan amount
₹52,94,276
EMI by Lender
Best rate in green · Based on typical published rates
| Bank | Rate | EMI | Total Interest | Processing |
|---|---|---|---|---|
| HDFC Bank | 8.5% p.a. | ₹1,08,620/mo | ₹12,22,935 | ₹39,707 |
| ICICI Bank | 8.75% p.a. | ₹1,09,259/mo | ₹12,61,276 | ₹26,471 |
| SBIBest | 8.25% p.a. | ₹1,07,983/mo | ₹11,84,727 | ₹18,530 |
| Axis Bank | 8.9% p.a. | ₹1,09,644/mo | ₹12,84,346 | ₹52,943 |
| Kotak Bank | 8.6% p.a. | ₹1,08,876/mo | ₹12,38,255 | ₹39,707 |
Chennai On-Road Breakup
- Ex-showroom₹59.89 L
- Registration + RTO₹2,99,450
- Insurance (1 yr)₹2,39,560
- Stamp duty (0.5%)₹29,945
- On-road Chennai₹66.18 L
Total Repayment (5 yrs)
- Monthly EMI (best rate)₹1,07,983
- Total paid to bank₹64,79,003
- Interest paid₹11,84,727
- Total cost (incl. DP)₹78,02,572
FAQs — Tesla Model Y EMI in Chennai
What is the EMI for Tesla Model Y in Chennai?
With 20% down payment over 5 years at the best rate (8.25%), EMI is approximately ₹1,07,983/month.
Which bank offers the lowest car loan rate?
SBI has the lowest rate at 8.25% p.a. for EV loans. Rates vary based on credit score — confirm with each bank.
What is the down payment for Tesla Model Y?
Most banks require 10-20% down. With 20% down in Chennai, you'd pay ₹13,23,569 upfront.
Is the on-road price in Chennai different from ex-showroom?
Yes. Chennai on-road price includes RTO (~5%), insurance (~4%), and stamp duty (0.5%) — adding about 10% to ex-showroom.
Get pre-approved loan offers
Share your details and we'll connect you with top lenders in Chennai.