EMI Calculator
VinFast VF5 EMI in Surat
Monthly installment, down payment, and city-specific stamp duty for VinFast VF5 in Surat.
Your Loan Parameters
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10%60%
1 yr7 yrs
Ex-showroom
₹10.00 L
On-road (Surat)
₹11.02 L
Down payment
₹2,20,400
Loan amount
₹8,81,600
EMI by Lender
Best rate in green · Based on typical published rates
| Bank | Rate | EMI | Total Interest | Processing |
|---|---|---|---|---|
| HDFC Bank | 8.5% p.a. | ₹18,087/mo | ₹2,03,642 | ₹6,612 |
| ICICI Bank | 8.75% p.a. | ₹18,194/mo | ₹2,10,027 | ₹4,408 |
| SBIBest | 8.25% p.a. | ₹17,981/mo | ₹1,97,280 | ₹3,086 |
| Axis Bank | 8.9% p.a. | ₹18,258/mo | ₹2,13,869 | ₹8,816 |
| Kotak Bank | 8.6% p.a. | ₹18,130/mo | ₹2,06,194 | ₹6,612 |
Surat On-Road Breakup
- Ex-showroom₹10.00 L
- Registration + RTO₹50,000
- Insurance (1 yr)₹40,000
- Stamp duty (0.2%)₹2,000
- On-road Surat₹11.02 L
Total Repayment (5 yrs)
- Monthly EMI (best rate)₹17,981
- Total paid to bank₹10,78,880
- Interest paid₹1,97,280
- Total cost (incl. DP)₹12,99,280
FAQs — VinFast VF5 EMI in Surat
What is the EMI for VinFast VF5 in Surat?
With 20% down payment over 5 years at the best rate (8.25%), EMI is approximately ₹17,981/month.
Which bank offers the lowest car loan rate?
SBI has the lowest rate at 8.25% p.a. for EV loans. Rates vary based on credit score — confirm with each bank.
What is the down payment for VinFast VF5?
Most banks require 10-20% down. With 20% down in Surat, you'd pay ₹2,20,400 upfront.
Is the on-road price in Surat different from ex-showroom?
Yes. Surat on-road price includes RTO (~5%), insurance (~4%), and stamp duty (0.2%) — adding about 10% to ex-showroom.
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