EMI Calculator
VinFast VF9 EMI in Surat
Monthly installment, down payment, and city-specific stamp duty for VinFast VF9 in Surat.
Your Loan Parameters
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10%60%
1 yr7 yrs
Ex-showroom
₹65.00 L
On-road (Surat)
₹71.63 L
Down payment
₹14,32,600
Loan amount
₹57,30,400
EMI by Lender
Best rate in green · Based on typical published rates
| Bank | Rate | EMI | Total Interest | Processing |
|---|---|---|---|---|
| HDFC Bank | 8.5% p.a. | ₹1,17,568/mo | ₹13,23,676 | ₹42,978 |
| ICICI Bank | 8.75% p.a. | ₹1,18,260/mo | ₹13,65,176 | ₹28,652 |
| SBIBest | 8.25% p.a. | ₹1,16,879/mo | ₹12,82,321 | ₹20,056 |
| Axis Bank | 8.9% p.a. | ₹1,18,676/mo | ₹13,90,145 | ₹57,304 |
| Kotak Bank | 8.6% p.a. | ₹1,17,844/mo | ₹13,40,258 | ₹42,978 |
Surat On-Road Breakup
- Ex-showroom₹65.00 L
- Registration + RTO₹3,25,000
- Insurance (1 yr)₹2,60,000
- Stamp duty (0.2%)₹13,000
- On-road Surat₹71.63 L
Total Repayment (5 yrs)
- Monthly EMI (best rate)₹1,16,879
- Total paid to bank₹70,12,721
- Interest paid₹12,82,321
- Total cost (incl. DP)₹84,45,321
FAQs — VinFast VF9 EMI in Surat
What is the EMI for VinFast VF9 in Surat?
With 20% down payment over 5 years at the best rate (8.25%), EMI is approximately ₹1,16,879/month.
Which bank offers the lowest car loan rate?
SBI has the lowest rate at 8.25% p.a. for EV loans. Rates vary based on credit score — confirm with each bank.
What is the down payment for VinFast VF9?
Most banks require 10-20% down. With 20% down in Surat, you'd pay ₹14,32,600 upfront.
Is the on-road price in Surat different from ex-showroom?
Yes. Surat on-road price includes RTO (~5%), insurance (~4%), and stamp duty (0.2%) — adding about 10% to ex-showroom.
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